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Check Cashing Businesses for Sale

Cash in big with BizQuest's extensive inventory of check-cashing businesses for sale!

The popularity of check-cashing businesses has caught the financial world by surprise. Many Americans, for a variety of reasons, are unable to rely on traditional banking and credit institutions. For some, especially lower income individuals, the requirements and ongoing fees are simply too much. A check cashing business can address these needs, which is why they continue to flourish year after year. Starting a check cashing business from scratch is much harder than simply buying one.

Convenience drives the $11 billion check-cashing and payday-loans industry. This keeps the nearly 14,000 businesses nationwide running smoothly with an industry-wide growth rate of 2% annually. Almost 90% of customer business involves paycheck cashing. Many check-cashing businesses also offer ATM availability, bill payment services, and debit card services. When looking for a check-cashing business for sale, consider one that incorporates the sale of phone cards, gift cards, and even lottery tickets.

Top-earning franchises like Cash Plus Inc. and United Check Cashing can easily average between $70,000 and $350,000 profit per store by adapting to customer needs. However, don't ignore the independent check-cashing store that might be for sale. Just like with many other businesses, places in high-traffic areas will probably provide the biggest bang for your entrepreneurial buck. Also look into all services, equipment, materials, and personnel that may be included in the sale of the business. Browse the BizQuest website today and buy a check-cashing store tomorrow!
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Contact Broker Gina Veeragoudar, MBA
4 Listings
First Choice Business Brokers is one of the largest business sales organizations in the U.S., listing over $7 Billion in businesses for sale since our foundation in 1994. First Choice Business Brokers assists business owners sell their businesses by locating and matching them with a buyer. Additionally, we also work with business buyers to find the right business that meets their purchase criteria. With several offices located throughout the U.S., we have sold thousands of businesses, of all types, confidentially and efficiently through our vast buyer networks.
$199,000
Cash Flow: $110,000 
Richmond, VA 
Profitable Neighborhood C Store with Deli - 482059 - AS C-Store with Deli

• This well-established Deli/Grocery has been in business for over 5 years with great provable income.• Perfect location, foot traffic & busiest part in Richmond, VA.• Also has Lotto and sells hot and cold sandwiches. Kitchen is fully equipped and in excellent working condition.• Average Inside Sale Per Month: $60,000.00 PLUS!• Rent: - $2,200.00/Monthly• Long-Term Lease available• Average Lottery Monthly Commission: $2,000.00• Average ATM Monthly Commission: $1,500.00• Owner is currently Check-Cashing, with addition of check cashing the new ownership can substantially generate incremental revenue. More info

$450,000
Cash Flow: $135,000 
The Colony, TX 
Great Gas Station in Primetime Location off Interstate Highway! 85% of business for sale at 400k. 15% reserved for buyer ready w/funds

Inside Gross Sales for 2019 is over $584,175.91Outside fuel sales for 2019 is $477,354.54Check Cashing is at $148,993.10 for 2019New Lease will be $9,500/month (including NNN)Total Price is 450k plus inventory cost.85% of business is for sale at 400k with 15% equity reserved for venture partner at 50kProperty not included in saleLocated off 121 surrounded by new flourishing developmentCheck CashingAtm IncomeLotto Income8 years left on fuel contract with Exxon.Owner spent 150k on new exxon fuel pumps in 2018Owner also spent 40k on refurbishing store in 2019Great Condition. Great Income. More info

$99,900
Cash Flow: $94,584 
Tampa, FL 
Convenience Store with Deli & Check Cashing Tampa!! Busy Location!!

This convenience store & deli is located in a residential area only a few miles from the Tampa Int'l airport. The store has a full chicken deli with hood that is sub-leased out on a month to month basis. The Buyer can either keep collecting the rent or take over the deli. Just the deli sales alone average $7,000 - $9,000 per month so if you have the experience it would be more profitable to manage yourself. The convenience store sells $45,000 - $48,000 per month not counting deli or Lottery sales. The Lottery profit adds another $1,400 per month. What sets this store apart from others is the check cashing side of the business. The store cashes over $35,000 per week at 1.5% check More info

$177,949
Atlanta, GA 
Financial Services/Under Contract Check Cashing

Business began in 1990 with 3 employees. For the most part absentee owner.check cashing, Western Union, money orders, bill pay service, copies, lottery, and credit card services. Open 6 days a week 9 am to 7 pm A great owner operator business More info

$265,000
Cabazon, CA 
Hi Volume Liquor Store, Mexican Food Grill, Check Cashing, ATM PRICE DROP $50,000 - Be Your Own Boss

Major Hwy, Signalized Corner, Near Major AttractionsHi Volume - Busy-Busy-Busy Liquor Store, Deli, Mexican Food and Grill, Check Cashing, ATM*Located on a Major Highway off of 10 Fwy. Hi visibility , Signalized corner lot*Daily Traffic Main St and I-10 Fwy Over 83,000 Vehicles*Minutes away from Morongo Casino, Desert Hills Premium Outlets with over 180 store*Be your own Boss, great potential. Liquor store owners looking to expand call now for details*The only quick stop liquor store in town*Cabazon Worlds largest Dinosaurs tourist attraction less than 1 mile away* Morongo Casino, Desert Hills Premium Outlets minutes away**See Flyer For Details***BROKER CO-OP WELCOMED*** More info

$225,000
Cash Flow: $228,600 
Palatka, FL 
Palatka Exxon - $100,000 Store Sales + $5,500 Check Cashing Income Extremely Busy Gas Station in Northeast Florida - $100,000 Store Sales + $550,00

Palatka Exxon gas station for sale (Putnam County). Well established neighborhood store with excellent current profits and great potential for growth. Currently averaging $100,000 per month in store sales at 25%, $550,000 per month in check cashing at 1% and 30,000 Gallons Per Month at $.10. Additional income of $2,000+ per month from ATM, money orders and vendor rebates. This service station features 4 MPDs and a 2,327 SF Building (1,679 SF Store w/ attached 648 Utility Room that can be easily converted into a kitchen and drive through space). Limited operating hours from 6:30am to 9pm. Annual Net Profit of $230,000+. Competitive rack supply agreement. Tremendous upside potential with More info

$1,200,000
Cash Flow: $425,000 
Mesa, AZ 
Super Busy Drive Thru C-STore/Restaurant/Tobacco Shop/ Check Cashing Once In your Life All in one C-Store Economy Proof 4 Your Investment Financing available

Family owned and operated, This is a dream store to have with the perfect location. Located in the city of mesa on the main road that everyone uses. That makes most convenient for the customer and most profitable for the store. Our customers come in off main road just near the city center,near the convention center,federal court,hotels,and coming soon to add another customer base an ASU University is being built with dorms and readyto be availableby the end of 2020 adding more profit to the business. Also most important we love and enjoy the neighborhood to seethe majority of our customers keep coming back for all their necessities. Lots of More info

$65,000
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AAMCO Transmissions Featured Franchise

Since 1963, AAMCO has had the proven business system that has made it the undisputed industry leader, long ago having earned the distinction of being The World's Largest Transmission Specialists. AAMCO has consistently been voted the #1 franchise in its category by... More info

$2,800,000
West Dade, FL 
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Check Cashing And Financial Services

Established excellent Check Cashing Firm with over 10 years and 5 central offices in Dade and Broward grossing $70 millions is gross revenues. Excellent net. Owner will stay with buyers to train minimum 6 months. All financials are in place as required by federal regulations and are available with proper non disclosure agreement completed. a proof of fund will be required. More info

$280,000
Cash Flow: $96,000 
North Highlands, CA 
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Check Cashing Businesses Making Gross $342,K Net $96,K

Well established check cashing and payday loan business in operation for over 25 years. In addition to check cashing and payday loan services, these offices also specializes in selling money orders, bill payment services, money transfers/money wiring, stamps, faxing, photocopies, cell phones and accessories, mail boxes, and UPS pick-up and delivery.The four locations are all in Sacramento County. This is one package deal for asking price of $280,000.00For more information please call the agent:Lee mullinax @ (925) 276-0690Disclaimer: This Information has been supplied to Broker by Seller. Broker expressly disclaims any and all liability for representation of warranties, expressed or implied, More info

$1,490,000
Cash Flow: $258,000 
Blakely, GA 
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High Volume Liquor Store with Property in Southwest Georgia!!!

High Volume Liquor Store with Property in Southwest Georgia near Dothan, AL! Store includes a drive-thru! Seller closed the entrance to the store and only allows for drive-thru sales because of Covid-19.30 mins away from Dothan, AL! 1 ½ hours from Columbus, GA! 1 ½ hours from Tallahassee, FL!Monthly Sales are $90,000 per month! Lottery commission is $3,400 per month! ATM commission before Covid-19 was $350. ATM is currently closed since the store only allows for drive-thru customers.Net profit is more than $21,500 monthly after all the expenses excluding mortgage! Down payment needed is $358,000. Mortgage payment (assuming 20% down for the purchase price and inventory, 5.25% interest rate, More info

$495,000
Flint, MI 
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Liquor -Beer-Wine-Plus-Convenience-Lottery-Check Cashing

LIQUOR STORE PLUS++PLUS INVENTORY $85,000 NOT INCLUDED IN SALE“Seller financing available for approved buyers.”New 3500 SQ FT Store Constructed in 2016, LOTS OF PARKING AT LOCATIONLIQUOR- BEER & WINEGROCERY- BEVERAGES-LOTTERYMONEY ORDERS AND BILL PAY$1,080,000.00 INSIDE SALESLOTS OF ROOM TO GROW, ADD ADDITIONAL PROFIT CENTERS,ADD HOT FOOD, DRIVE THRU WINDOW More info

$99,000
Cash Flow: $82,800 
Fullerton, CA 
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Liquor: Long Lease, Low Rent, Rev $492K, Net $83K, Redcd to $99K+Inven

THIS BUSINESS HAS BEEN SOLD AND IN ESCROW.> The price for this liquor store has been dramatically get down to $99,000 from $199,000. > Located in a bit of older type of wall-to-wall strip mall against major local traffics.> Consistent business trends and well known in the neighbor for the past. > Just purchased a year ago but must sell due to urgent family issues. > No employees. Hard-working couples run the store from 8 am to 11 pm, 7 days a week. > Sales start to be on a rise. Yes EBT, Yes ATM. A very little check cashing offered. > 15-year long-term lease in place with reasonable rent rate. > The facility offers ample parking space. > See below for details:• Monthly gross sales in recent More info

$35,000
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Glass Doctor Featured Franchise

Glass Doctor is North America's largest full-service glass franchise organization and the only national glass company to specialize in home, auto, and glass application More info

$350,000
Cash Flow: $120,000 
Beaumont, CA 
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Liquor: Good Lease, Gross $840K, Net $120K, Prc $350K+Invent, RS

296 E 6th St, Beaumont, CA 92223A fine liquor store with decent sales volume and net income in Riverside. Less competition. ABC license included. 6 years in business with a 3-year by the seller. The business was stable. Stand-alone bldg., offering 12 good parking space. No check cashing. Potential to grow for experienced buyers. A favorable long-term lease of 25 years remaining on the current lease with a reasonable rent of $2,520 for 2,000 sq. ft. premise size. See below for details:• Monthly gross sales average $70,000 • Total monthly income is about $10,000, which includes an additional income of $3,500 on Lotto/Lottery sales• Decent margin averages 30% • Current all-in rent is $2,520, More info

$145,000
Cash Flow: $93,564 
Philadelphia Co., PA 
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Check Cashing Business

Exceptional opportunity to own a lucrative well-established full service least labor-intensive franchise. Strategic location with proximity to mass transit and easy access from the sports complex, a newly opening LIVE HOTEL CASINO, and a short distance from the Philadelphia naval shipyard. Plenty of pedestrian traffic. Affordable rent. Total transparency is the hallmark of this business. Decent hours of operation. Exceptional franchise guidance and support help keep abreast of regulations. ROI under 24 months. The business requires liquidity of 200000 in addition to the purchase price. Proof of funds of no less than 350000 required. Operated by Semi absentee owner. Salary of one FT employee More info

$65,000
Cash Flow: $100,000 
Sanford, FL 
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Gas C S inside sales $50k Check Cashing $5k Lotto$3.6k gas Profit$4.5k

An established branded station (Sunoco). New pumps grossing $50, 000 inside at a margin of 27%, Lotto commission $3,600. Check Cashing commission $5,000 per month, Gas profit $4,500 per month. Rent $3,950 plus half the property tax ($250.00 per month) making a total of $4,200 per month, This is a great check cashing station. The asking price is only $65,000 plus inventory that the seller will carry back a loan with 50% down on the hard inventory and gas in the ground on closing day. 10 to a 15-year lease will be granted. Great station for a family or an individual that wants to earn close to $100,000 working one shift. More info

$450,000
Cash Flow: $220,000 
Essex Co., NJ 
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Liquor+Check Cashing/Absentee/Rent($1800)/Property Option/High Margin

100% Absentee/Broad "C" License/Life Time Unique Opportunity/Money maker/High Cash Flow More info

$1,200,000
Macon, GA 
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ABC Liquor Store & Food Mart

Annual Sales $913,000Convenience Store Sales $154,000Check Cashing Monthly Sales $230,000 = $5,500 incomeLotto $2000ATM $700Money Order $300Game Machines $15,000 More info

$70,000
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HomeVestors Featured Franchise

"We Buy Ugly Houses” You can be in real estate, turn undervalued homes into profit with low entry & work-from-home options or grow as big as you want! More info

$299,000
Cash Flow: $215,365 
Houston, TX 
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C-Store w/Check Cashing in Densely-Populated Houston Blue Collar Area

This well-established foodmart/convenience store has been operating profitably for multiple decades in a densely populated area of South Central Houston. Store sells food, groceries, lottery tickets, beer and wine. Current owner has been building and expanding this family owned business for 10 years. The business boasts a large dedicated customer base in both grocery sales and check cashing. The store is currently being run absentee by the owner who can no longer dedicate time and energy to growing and operating it. The store has a consistent cash flow from internal subleases to other small businesses that offer a variety of services and draw in an even larger customer base. Consistent More info

$400,000
Cash Flow: $145,126 
Dallas Co., TX 
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Owner Absentee High Volume Check Cashing Service Business

High volume check cashing business located in a densely Hispanic area is available for acquisition. This business was established by the previous owner in 2008, and the previous owner installed a state-of-the-art money transfer & check-cashing booth, which was $45,000 in its cost. The business was acquired by the current owner in 2018. As a majority of the population in this area is Hispanic, the check cashing and money transferring service is rapidly growing, which is increasing yearly sales each year. Few competitors are within the immediate market area, but the growth of the business hasn't slowed down since its inception due to the high demand for check cashing & money transfer services. More info

$690,000
Cash Flow: $350,000 
Mesa, AZ 
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Big Money Maker C Store Same Owner 20 Yrs #10658

This store is a money maker when you walk thru the door it is obvious place dripping money. Fantastic layout, excellent location. Set up perfect has drive thru. Must See; if you want money making C-Store. Low low rent. More info

$137,000
Cash Flow: $135,000 
Montgomery Co., PA 
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Multiple Check Cashing Locations For Sale

A fully equipped, turnkey opportunity to purchase 2 check cashing businesses has come to market. These check cashing agencies have been servicing the areas and have an established customer base. Located in a high traffic area in densely populated sections of Philadelphia Suburbs of Montgomery County and Lehigh Valley, PA. These niche businesses have developed large commercial customer bases of reliable, repeatable customers. The businesses operate as a franchise of a very successful Franchisor which offers a full array of financial services and is committed to raising the standard for alternative financial service providers both for product offerings and the way they are delivered to the More info

$45,000
Cash Flow: $22,774 
Dallas Co., TX 
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National Franchise Tax Preparation Service

10 year established nationwide franchise tax preparation service company is available for acquisition. This business was established by the current owner in 2009 and has built up a solid customer base over the years. After the CEO change recently, the company has is offering additional services other than personal and business tax preparation and ITIN application, such as roadside assistance, credit repair, identity protection, and 24/7 access to board-certified healthcare practitioners via phone and video chat. This business is occupied in a 1,287 SF retail strip center anchored by a busy gas station and a coin laundry and this brings a good amount of foot traffic and creates exposure to More info

$50,000
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Jackson Hewitt Tax Service Featured Franchise

Jackson Hewitt Tax Service, Where Taxes Are Less Taxing! More info

$150,000
Cash Flow: $100,000 
Bakersfield, CA 
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Mobile Check Cashing Route In Bakersfield

Listing # - 4942 NKLong established mobile check cashing facility in Bakersfield, CA.Charges 1-1.2 % check cashing fee.Approximately 25-30 accounts mostly serviced on Thursday and Friday.Included in the price is a customized fully secured armored vehicle to cash checks.Most of the accounts are related to farming. The vehicle goes directly into the fields where the employees are tending the crops. They also service cold storage and box manufacturing companies checks.Room for more accounts for increased business. More info

$350,000
Orange Cove, CA 
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Primo Market Listing Information

Primo Market is a very well established small neighborhood grocery store that has been serving the community since 1995. This business sells all your small necessities from from snacks, drinks, tobacco, and candy to produce, WIC approved items, canned food, and even perfumes & colognes. The business gross sales are currently around $75k-$80k and also additional income from check cashing money services. Monthly check cashing total is approximately $100,000. The perfume sales also range between $8k-$20k a month depending on the season. This business is the perfect investment opportunity that requires no improving and building up. Don't miss out on your chance to own this well established and More info

$385,000
Cash Flow: $155,000 
Orange Co., FL 
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Small Grocery with Check Cashing and Currency Exchange

Gift Store and supermarket located in Orange county, been established for 30 years, open 7 days a week, in a great location with huge development starting in surrounding areas, great staff in place, run mostly owner absent, additional income from check cashing and currency exchange, there is also potential for increased revenue for lotto sales, and beer and wine license. Contact agent for more info. Please refer to listing number 2301-422493 and advisor Michelle Sayegh when inquiring on this listing. More info

Not Disclosed
Cash Flow: $50,000 
Fort Wayne, IN 
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Profitable & Well Established Check Cashing Business

Revenues are currently generated through check fees, money orders, wire service, lottery tickets, & bill pay. The business is ran absentee. The current owner spends less than 2 hours a week at the store. The business operates with a full-time manager and 3 part-time employees. This business will need a buyer that has the ability to supply their own operating inventory of cash. Due to the nature of the license requirements for this business a buyer will also need to have great credit and will need to have a reasonable net worth to qualify for the licenses required for this business. More info

$285,000
Cash Flow: $125,000 
Pensacola, FL 
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Check Cashing & Payday Loan Business

Locally owned and operated and can offer clients what the corporate giants can't!This business has 20+ years of operation and has a super loyal client base.The current owner only works 15-20 hr. a week making this a perfect operation for a semi absentee owner or investor. There is tons of room for growth if a owner operator wanted to come in and really hustle this business. Services offered:-Check Cashing -Payday Loans-Buying of Silver and GoldPlease call or e-mail Chandler Robbins for more information More info

$30,000
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Mr. Appliance Featured Franchise

Mr. Appliance is North America's largest appliance service and repair franchise. Franchisees get access to ongoing training and support, proven business systems, and more More info

$360,000
Cash Flow: $112,921 
Edwardsville, IL 
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Recession Proof Industry For Sale

If indicators are correct we are officially in a recession. Two consecutive quarters of Gross Domestic Product going down. The corona virus is taking it's tool on businesses and individuals. Not only do people use check cashing business when they have distressed financial circumstances. Are we there? Recently Bloomberg published an article telling the story of how banks are leaving the rural communities across the country. Our client has seen the results; increased business as their check cashing services are in continued demand.SBA Lender Pre Approved. Included in the price is the purchase of $110,000 of cash in the bank. With this structure we are able to expand the buyers. This business More info

$350,000
Cash Flow: $120,000 
Washington, DC 
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Liquor store

Long-existing (50-plus years) neighborhood store on busy thoroughfare close to DC/MD border. Ancillary income includes lottery, ATM, and limited check cashing. More info

Not Disclosed
Dallas, TX 
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NO GOODWILL Gas Station For Sale in Garland , TX !!

ACTUAL PICTURES OF BUSINESS ABOVE!This location was Closed for years till a software engineer bought it as an investment property Area : Near Garland , TXOwner put in brand new gas tanks , Gas pumps , Check cashing booth and now wants to lease it to an experienced operator . This landlord has no idea on running a gas station . Mismanaged big time . Closes early sometime don’t open on time either etc Brand New Kitchen recently built that can be rented out or Operator can run Kitchen himself / Herself !!No MISC income currently . Heavy MISC Income Area !Seller wants $15,000 plus inventory plus $10,000 security deposit Rent $5,500 per month for first 12 months . Lease terms and Rent after 12 More info

$299,000
Cash Flow: $100,500 
South El Monte, CA 
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Jackpot Lotto Liquor Store on busy major street

Jackpot Lotto Liquor store in Latino populated area. Owner since 1997 and ready to retired. Very low monthly rent and friendly landlord. Lotto income of $5,000/mo.Great profit margin of 35%. Business does high volume check cashing.Extra check cashing income of $20,000+/mo. More info

Not Disclosed
Milwaukee, WI 
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Liquor -C Store With 175 K Monthly Sales In Milwaukee County

HIGH VOLUME LIQUOR BEER C- STORE FOR SALE WITH PROPERTY WITH SALES BETWEEN 150-175 K MONTHLY . THERE ARE 2 APARTMENTS UPSTAIRS THAT ARE RENTED FROM LAST 12 YEARS WITH $1500 IN TOTAL MONTHLY RENT. OWNER HAS BEEN RUNNING THIS BUSINESS FROM LAST 26 YEARS . ANOTHER INCOME IS FROM CHECK CASHING AND MONEY ORDERS WHICH AVERAGE OUTS TO $5000 MONTHLY AND ATM AVERAGE PROFIT IS BETWEEN $2000-$2500 MONTHLY . LOTTERY SALES ARE NOT INCLUDED IN THE MONTHLY SALES.*****************************************************************************FOR FURTHER DETAILS PLEASE FILL OUT YOUR CONTACT INFO ONE OF OUR ADVISOR WILL BE IN TOUCH WITH YOU. More info

$41,300
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ServiceMaster Clean Featured Franchise

Take advantage of $5,000 in FastStart support from ServiceMaster Clean in your commercial cleaning franchise to help jumpstart your business. Just complete the submission form to learn more about this special offer and additional available savings. More info

$120,000
Cash Flow: $107,064 
Middlesex Co., NJ 
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Established Check Cashing

Well-established, state-regulated, territory-protected franchised business located on a major arterial road with public transportation. Totally transparent and minimally labor-intensive business. Can be operated semi absentee. Superb franchise support. Decent hours of operation. In addition to the purchase price, this business requires liquidity of $150,000 (Proof of funds required). Owner’s compensation of $39,000 added back to the cash flow for an owner operator. Other income: Bad check recovery $22,052. ROI within two years. More info

$500,000
Cash Flow: $212,422 
Bucks Co., PA 
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Lucrative Check Cashing

Exceptional opportunity to own a lucrative, well-established full-service and least labor intensive check cashing franchise. Convenient location with easy access. Plenty of parking on premises. All inclusive, affordable rent with a long lease. Total transparency is the hallmark of this business. Decent hours of operation. Owner's salary is added back to the profit. Exceptional franchise guidance and support help keep abreast of this compliance, changes, and advances in the industry. ROI under 30 months. The business requires liquidity of 500,000 in addition to the purchase price. Proof of funds of no less than 750,000 required. Contact the listing agent at 732-890-9038 to schedule an More info

$2,500,000
Philadelphia, PA 
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10 Store Check Cashing Chain

Sellers highly attractive business consisting of 10 Financial Service Centers located throughout Philadelphia, Bucks County and DelCo are now available for sale. These well known and established locations have been opened for years (est 1993) and have great visibility and generate strong foot traffic and revenues. Seller is a licensed money transmitter in PA and NJ, who is engaged in a money order business which will be included in this sale. Additionally, Seller's currency delivery company will be included with this sale as well, with over 20 active clients and 3 armored vehicles. Seller financing is available to qualified and serious buyers only. More info

$1,100,000
United States 
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Financial Center

Excellent location, long history of ownership and management, high volume check cashing, ample parking and terrific visibility More info

$194,000
Cash Flow: $163,000 
Philadelphia, PA 
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Check Cashing Business

Successful Check Cashing Store in HIGH VOLUME location. Moneymaker!! The business lease was secured for a 15-year term. Employees are skilled and capable of running the operation for an owner with more than one location or a good fit for an investor looking to earn additional income. More info